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The total discount given as a result of homes having security systems differs based upon the features of the system for instance, a system monitored by a central monitoring station should provide a larger discount compared to one that is not monitored and the amount of coverage purchased initially and the company offering the insurance. In general, homeowners receive a 10 20% discount on their insurance by having a functioning home alarm system installed. This type of system allows the home alarm to be remotely armed or disarmed, cameras to be monitored, household lights to be turned off and on, air conditioning or heating to be turned on or changed, and motion detectors to be monitored. All of these functions not only allow homeowners to watch for intruders, but they also help to protect the home remotely. Turning on lights at a specified time through remote access can help to give the illusion that someone is at home even when they are not. Accessing the heating or air conditioning can help to prepare the home for sudden temperature changes to prevent pipe damage and can also help to save on electric or gas bills.

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caBest Budget DIY Home Security System PiSECTOR 4. 7/5 Product RatingThe PiSECTOR 3G/4G Cellular and Landline All in one Wireless Security Alarm System DIY kit with Dual Network for Simultaneous Double Protection GS08 M20 will protect your home and your belongings with a high level of security equivalent to professional monitoring services. This DIY home security system has a dual network for double protection to your home and property at the same time with the GSM, Landline/VolP. This device will Auto Dial out or send you a SMS to alert you of an emergency. It covers cases of burglary, fire, flood, and SOS. These features are similar to other monitoring systems but allow you to do it yourself without having monthly monitoring fees. The chime function will notify you when someone enters your home. The PiSECTOR 3G/4G Cellular and Landline DIY home security system will notify you when the door/window is open with an auto detector to prevent you from arming the system while a door or window is open before leaving. You can override this feature by holding the ARM button. The stylish door/window gap detectors have strong 3M double sided sticking tape for easy installation. The microprocessor controlled pet immune feature sensors for detecting motion of objects above 50 lbs with pre analysis before alerting to minimize false alarms.